Carefree temporary housing made possible with the AXA insurance by Homelike

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  • Protection beyond common liability insurance coverage
  • Unique insurance coverage for furnished temporary housing
  • Simple and straightforward examination and settlement of claims

100% cover for furnished temporary housing

At Homelike, we care about the safety of our tenants and landlords. In cooperation with the AXA Insurance AG, we have created a unique insurance solution designed specifically for furnished temporary housing. Lean back and enjoy living in a fully furnished business apartment – we’ve got your back.

Tenant

Losing the key, a scratch in the parquet floor or damaged furniture – it all can happen when you rent an apartment for a longer period of time.

Often, a conventional insurance does not cover such damages. In order for you to be able to focus on your work, we have created an exclusive insurance solution. In the event of a claim, AXA insurance AG will shoulder the liability while the Homelike team will take care of the examination and settlement of the case. Please document the damages with your camera and contact us via phone or E-Mail. We will take it from there. What is covered by the AXA insurance for homelike tenants?1, 2

  • Culpably caused damages up to 10.000 EUR per claim or 30.000 EUR per rented property
  • Personal belongings (e.g. Laptop, cell phones) in case of damages from fire, burglary, water and storm up to 5.000 EUR
  • Key loss up to 10.000 EUR

Landlords

As a landlord, you are automatically covered by our AXA protection.1 The insurance is valid for all lettings up to one year booked via Homelike and includes:

  • Damages to all fixed and mobile inventory of the property from fire, water, storm, burglary or vandalism.
  • Coverage up to 20 times the monthly rental value with a minimum of 10.000 EUR
  • Reimbursement o floss of income should the porperty be rendered unusable due to major damage.
Please document the damages with your camera and contact us via phone or E-Mail. Our team will promptly initiate the examination and settlement of the claim.

Frequently asked questions (FAQs)

  • Who is covered?
  • Tenant: Tenants can get coverage against culpable, day-to-day risks during the rental period. The insurance is part of the Homelike Standard and Premium packages. can choose these options when you send an apartment request. When requested online, the insurance applies for rental periods up to one year.Landlord: Landlords are automatically covered by the AXA insurance.
  • What happens in the case of a claim?
    1. Document the damage with convincing pictures
  • Report the damage immediately via phone(+49 221 988 611 88) or mail (info@thehomelike.com).
  • Our team will take care of an immediate examination and settlement of the claim
  • What is the scope of the insurance for tenants?
  • The Homelike liability insurance protects the tenant against damage to the contents and fixtures of the rental property. All damage which results as the normal use of the property (e.g. floor damage) is insured up to a value of 10,000 EUR per claim and 30,000 EUR per booking. The tenant is, therefore, protected against damage that is not usually covered by personal liability insurance.

    In addition, the tenant’s personal belongings (e.g. personal electronics) are insured up to a value of 5,000 EUR in case of fire, theft, storm or water damage.

    Key loss is insured up to a value 10,000 EUR.

    In general, a excess of 250 EUR and the principle of subsidiarity applies to this policy.

    This exclusive coverage applies only in conjunction with the premium package.

  • What is the scope of the insurance for landlords?
    • Damages to all fixed and mobile inventory of the property from fire, water, storm, burglary or vandalism.
    • Coverage up to 20 times the monthly rental value with a minimum of 10.000 EUR
    • Reimbursement o floss of income should the property be rendered unusable due to major damage.

    • **The deductible is 250 EUR and the principle of subsidiarity applies**
  • Is my personal liability insurance sufficient?
  • Whether your personal liability insurance covers damages in temporary furnished apartments you will have to deduct from your insurance policies.

1) The deductible is 250 EUR and the principle of subsidiarity applies.
2) The insurance applies exclusively in conjunction with either the Standard or Premium service package.

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